Check 21

Check 21, or Remote Deposit Capture (RDC), is the process of recording an image of a consumer or business check that can be transmitted electronically in place of a paper document. This means faster, safer processing. Accept all types of paper checks and “skip the trip to the bank”. Using an intuitive web-based interface and an imager connected to a PC, merchants are able to electronically deposit checks.


        • Accept checks in person or via mail or dropbox
        • Faster availability of funds
        • No ACH restrictions
        • Eliminate bad checks
        • No separate checking account required
        • Eliminate trips to the bank

CardChoice International Check 21 solution provides versatility by allowing checks to be accepted in person, via mail, or dropbox. Enjoy the benefits of accepting and processing all types of checks drawn on U.S. banks. These types include: personal, business, government, travelers, cashiers, certified, equity lines of credit and money orders.

Gain Peace of Mind With our Check Guarantee

The Check Guarantee option provides protection that eliminates the risk of accepting bad checks. Merchants can enjoy peace of mind knowing funds are guaranteed. The program has the highest approval rates in the industry and can greatly improve cash flow.

Hassle-Free Solution

Check 21 is increasing in popularity since there are fewer restrictions than ACH. Check 21+ is hassle-free; checkwriter authorization is not required to electronically process the check.

Fast Access to Funds

Merchants will enjoy the fast electronic deposits of funds in 2-3 business days. Deposits are made directly to the merchant’s existing account eliminating costly trips to the bank. No separate account is required as with other processors. Check 21 provides the flexibility with the comfort of being able to consolidate deposits from multiple locations.

Learn More About Our Check 21 Program

Get a Quote or Call 866-350-3200 for more information about our Check 21 Solution.