CardChoice International provides payment solutions so no customer has a reason not to do business with you. We've all been turned away from establishments that don't accept checks, or walked past restaurants that didn't take a particular credit card. As business owners, we understand it costs more money to gain a new customer than to satisfy an existing one — and customer loyalty grows your business through reputable word-of-mouth experiences.

CardChoice International is all about making your business life easier by empowering you to incorporate the process of taking payments whenever and wherever it makes the most sense for you and your customer. Whether at the back office, the storefront, your customer's location, or a craft show — CardChoice has the answer.

What you get

  • A complete suite of payment solutions including credit and debit card processing, mobile solutions, Virtual Check (ACH), Check21 processing, gift and loyalty programs, internet shopping carts and more.
  • Zero Cost Credit Card Processing: as of January 2019, businesses in 44 states can pass on credit card fees to customers as a surcharge, offsetting their processing fees to zero.
  • Tightly integrated solutions across every payment channel.
  • A comprehensive Software Development Kit (SDK) for integrating payment into existing systems.
  • A safe, highly secure PCI-compliant platform that removes your business from PCI scope.
  • Solutions that require no IT resources — simple and affordable best-practice infrastructure.
  • Best-in-class customer service every step of the way.

Payment processing is provided for all major credit cards — Visa®, MasterCard®, American Express®, Discover® — and private label cards, as well as PIN debit and signature debit transactions.

Browse the catalog

Pick the solution that fits your business

Credit & Debit Cards

Retail, MOTO, and e-commerce merchant accounts for all major networks.

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Check & ACH Processing

Virtual checks, point-of-sale conversion, Check21 processing.

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Gift Cards

Branded gift card programs that drive new business and brand recognition.

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Loyalty Cards

Reward and loyalty programs that turn first-time customers into regulars.

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Cash Advance

Pre-qualified working capital based on your processing volume.

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Consumer Finance

A 3- to 12-month same-as-cash program your customers will love.

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Healthcare Payments

Patient payment portals with no need to change banks.

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Payroll Services

Payroll processing fully integrated with your merchant account.

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E-commerce

Internet merchant accounts with shopping cart compatibility.

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Mobile Payments

Take payments anywhere — events, on the road, customer locations.

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PCI Compliance

A secure platform that removes your business from PCI scope.

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Zero Cost Processing

Pass credit card fees to customers as a surcharge — offset processing to zero.

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Not sure which solution is right?

Get a complimentary rate review — we'll walk through your statements and show you exactly where you can save.